If credit card or PayPal are shown, I would be VERY highly suspicious of the request to use bank transfer ... to the extent that I might report the listing to eBay. Pickup or viewing is available at xxxx most days via appointment .All goods are advertised elsewhere and may be sold at any time .A GST receipt is available with all purchases", {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. When your seller account is settled and you have a positive balance, Amazon sends the money to your bank account using an Automated Clearing House (ACH) or electronic funds transfer. 07-08-2016 And if they don't claim it after 30 days then PayPal will give me a refund,but the seller can claim it on day 29, so this is where it **bleep** me off,I need the item now and probably won't get it in the end and also my money, is being held for ransom just because I refused to pay by bank transfer,surely there should be a better system. Honest sellers don't intentionally screw buyers like this. (So I don’t get screwed). Transfer the Title. Not wanting to offer Paypal doesn’t imply someone is dishonest... He’s not intentionally trying to screw anyone just because he doesn’t want to offer PayPal’s lacklustre “Seller Protection”. Are you even sure that there is an item to be bought? Have the buyer meet you at your bank with the cash. The process is different depending on the method you use to send money, but here are a few of the most popular. Meet at Your Bank . The bad news: scammers prefer money transfers According to the FDIC, “Using a bank or a money transfer company to "wire" funds electronically is an … If the seller has good feedback, then he will most certainly send you the item. 11:13 PM. Deposit the cash and hand over the paperwork right there. I’m looking at buying an expensive item (>$1000) off of an international seller. ... Debit card is the ideal solution, as no need for you to transfer funds and no need for you to carry a wedge of cash. Bank or wire transfers are among the most common ways of sending money domestically. 07-08-2016 07-10-2016 on Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. as they have trouble accessing their paypal account sometimes. Sellers don’t have to abandon PayPal on eBay as the service will still be available until at least July 2023. If they don't like the buyer protections that eBay offers it's buyers, they can sell somewhere else. Is a bank transfer 100% secure or is there a way for him to get his money back ? 09:58 AM. 11:42 AM This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. Sometimes good deals are hard to walk away from though :), If I do decide to do the transfer, is there any way I can make it safer for me? 07-09-2016 Or a defect if you answer 'no' to not receiving it on time? Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. The good news is that many banks will accept payment directly from the buyer. Failing to properly transfer a vehicle into the buyer's name could result in the seller being held responsible for tickets, toll violations or even crimes committed with the vehicle. 12:38 AM. If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . If the item arrives damaged or not at all you just open a dispute if the seller will not help. Anybody who can get a personal check or cashier’s check can get cash. 07-09-2016 07-08-2016 Do you actually read the boards? Is this a legit concern? 11:56 PM. on on It's a situation that I have never been in before and I justed wanted other buyers (not sellers) perspective. /r/Ebay Seller wants a bank transfer instead of using PayPal. 07-08-2016 Help for sellers and buyers! Etsy Payments allows buyers and sellers to use various forms of payments on Etsy.com, and Etsy's mobile apps and other services. In both of these examples, scammers are likely at play, so here are a few tips to help you avoid money transfer scams. 07-10-2016 I am not sure you would be able to get a refund should things not turn out. Copyright © 1995-2021 eBay Inc. All Rights Reserved. Is this legit? Some of the most common bank transfer methods are: Online bank transfers. 07-08-2016 I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. usually pretty safe to receive a wire transfer, ask your bank about fees and such buyers and sellers in your buyers part of the world use bank wire transfer more than anything else 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. I agree. ... Once you transfer the money TO a seller, there is no gurantee the seller will send the item. You have to be kidding? Find someone else who follows the rules. Overall it's about risk, you have a couple of choices. Press J to jump to the feed. Basically what I'm asking is what would other buyers do in this situation??? on I paid them nearly a week ago lol,but their not accepting it, on 10:26 AM, They don't care if they cop a neg? 4 Bank or wire transfer. ______________________________________________________, ____________________________________________________. on eBay says that it allows: Credit and debit card transfers; Payment upon pickup; It restricts access to: Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Some banks also offer smartphone apps that allow you to transfer money. So when you give HiCharlie your bank information, no live person ever actually sees it, he said. Getting people to pay by bank transfer is what scammers do. You want to do the right thing so you refund them the “accidental” transfer amount, only to realize later you never received a transfer from them to begin with and now you’ve lost a few hundred dollars or more. But, as you noted, there would be no eBay/PayPal protection for the USA buyer. Accepting a personal check is not advised. What's New 3 12 24 72. He is happy to pay first. Plenty of unforeseen things can happen, especially with international shipments. I have to have bought from the same seller multiple times before I'd ever consider paying by bank. Your bank might even offer you a spot to complete the transaction privately. I will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . on 07-10-2016 You can ask your bank to do a wire transfer in person, over the phone, or even sometimes on the internet. Or ding stars badly. And with more than 350,000 locations worldwide, sending money is more convenient than ever. 07-10-2016 pay by paypal anyway, your covered if anything goes wrong, however the seller might get ratty and might just not send the item (you would eventually get your money back but how badly do you want the item?) The seller did not have this item available to ship internationally. on 04:10 PM. Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. transfer they understood and said to pay with PayPal. Domestic bank transfers usually fall into two categories: transfers within the same bank and transfers to another bank. 07-08-2016 That said some decent sellers will ask for bank transfer etc, what is the sellers feedback like?? The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. @jeanuk1953 wrote: I bought an iPhone from a seller and wanted to arrange collection and pay him in cash but he sed this wasn’t possible but if I would make a bank transfer he cud give me a discount as it would save him PayPal fee. 07-08-2016 07-08-2016 The issue remains that he is asking you to forfeit your protection for his. Explain to the manager what you're doing. If you use paypal you must pickup the goods in person. You can then accept the cash or have a … Let's assume best intentions for all involved here. So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. Seller wants to be paid by bank transfer!!!! They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. You’ll want to keep this form for your taxes. My Profile My Preferences My Mates. » Buyer wants to pay via bank transfer. CHFA will prepare and mail the Notice of Servicing Transfer for both the Participating Lender and CHFA, reflecting the transfer of servicing to DMI. I will never pay for anything on ebay other than via paypal. The first … Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. 07:31 PM His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. It will be a good idea to keep a close eye on your Email account and watch for phishing Emails,(especially. He seems like an honest seller and I want to trust him but if I do a bank transfer I will have ZERO protection from eBay. Press question mark to learn the rest of the keyboard shortcuts. With Bank of Texas account services, you can take advantage of online banking, merchant services, overdraft protection, and lots of other helpful programs. For example, if the business name associated with your bank account is “Joe’s Hobby Shop,” you should use the same business name when you register for managed payments. Well stawka I bid with many other bidders on the item and I won it. He says that he would need a bank transfer instead of PayPal. This seller has got very good feedback but I have that feeling that things won't end well lol. That's a common line that a scammer uses to get free moneyn(no way for you to get your money back). 04:01 PM, I have purchased an item worth $400 and the seller has sent a message asking if I. would pay by bank transfer? Or, better yet, agree to meet the buyer at his or her bank with the personal check and have the buyer cash it. If the buyer insists, stipulate you will not hand over the title until the check clears. Find out how to set up an online account in our Beginner’s guide to online banking. I would not buy from this person and I would advise you not to. (Hang on - isn't that how the ebay bots answer messages? 07-09-2016 The unofficial eBay subreddit. Paid a £ Deposit via Bank Transfer - Seller Now Wants … Search My Stuff. 10:05 AM. my item (maybe,maybe not) and if I don't then I'm out of pocket of $400. 07-10-2016 After all....$400........lotta money....just sayin', on 04:05 PM. on Official recommendations also ask shoppers to be mindful of using bank transfers to pay for things. If I do decide to do the transfer, is there any way I can make it safer for me? An established seller padi,and now they have asked that as soon as payment is made then they will send the item. 07-08-2016 on He wants to protect himself while you have no protections. MoneyGram offers convenient money transfer options. on Just out of interest scrambler, are they a newbie seller or an established one? Hey, I'll bet you knew that anyway about Paypal only !!!!! That's obviously an advantage if you're pressed for time—you don't have to be physically present. Nobody who does read the boards would ever have to ask that question. We also offer inmate services & transfers to mobile wallets. 11:10 PM. So now it seems as though the seller isn't going to claim the payment. Making a Bank Transfer in the Branch Get the information you need from the recipient. For the purposes of the legal agreement, the deposit on exchange varies from 5-10% or more of the purchase price, which must be lodged with the buyer’s conveyancer as cleared funds, i.e. What payment methods are shown in the payments section of the listing? Busted - not a real poster at all but an answering algorithm), on 08:51 PM, on 06:31 PM. His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. There is essentially no way to recall or dispute a bank transfer. Red flag #1 asking to pay by bank transfer. But the buyer here is right to be concerned, I certainly wouldn’t send money this way, but I can understand why sellers won’t use PayPal in some circumstances. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. The real-world equivalent, he said, is that someone gets into your trash can and finds a bank statement that doesn’t have your name on it. 08:56 PM. Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. Make sure that the owner of the bank account matches the name of the seller provided during the registration process. - edited gramophone-georg, The risk to the buyer is that the seller simply does not send the merchandise. I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. I find that Direct Bank Transfers are more convenient than Postal Orders or Cheques. It can take up to five business days for the money to appear in your bank account after Amazon initiates a payment. Online bank transfers are one of the better ways to get paid, and these can be done quickly via the ‘Faster Payments’ or CHAPS systems. Paid a £ Deposit via Bank Transfer - Seller Now Wants More. 04:01 PM You work hard to run your business, so you want a bank that makes managing your money easy. 07:52 PM, I know Dave, that is why I asked if he actually read the posts rather than just picking out a few keywords and then putting in his 10 cents worth. 07-08-2016 He says that he would need a bank transfer instead of PayPal. As to not being in the mood to sort things out, how can you sort anything out if the seller has used a hacked bank account and/or is not even in Australia. Is this a legit concern? When I messaged him and asked if he would consider shipping internationally he said yes but only if we do a bank transfer. But depending on the bank, the funds might have to be wired to a corresponding bank and this can delay receipt. He says that he would need a bank transfer instead of PayPal. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. on Securities Transfer Corporation 2901 N. Dallas Pkwy, Suite 380 Plano, TX 75093; Fees (please contact STC for your quote) Payable via wire, check, credit card Certificate Please mail your certificate to our office using a trackable & insured service: Securities Transfer Corporation 2901 N. … 07:32 PM. Totally legitimate, but is it worth it to you? a simple realistic answer will do cheers. I don't know why they just didn't cancel? Follow the instructions on screen to enter the correct details. Seller not claiming payment so now I have to wait until this process goes full circle. 07:47 PM. 10:55 AM. 07-08-2016 (Remember, the OP asked about wire transfers in general, not wire transfers for eBay transactions.) 07:42 PM. - edited I’m looking at buying an expensive item (>$1000) off of an international seller. Make sure to have your closing agent go through line by line before you sign so you can check for errors. Certificate of title: In this document, you sign to swear you have the right to sell the property. We suggest asking the buyer write two checks: one to your bank for the payoff amount and one to you for the remainder of your deal amount. We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. Just be aware you’ll have to provide the buyer with your bank details. BANKING MADE EASY. Log in to your online account and select the option for making a payment. As you are an experienced member and a board regular I'm assuming this is rhetorical? if you got the item at a very good price). will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . We paid a deposit, via bank transfer, of £250 on November 2nd, for a fairly scarce, classic car body panel ( a left front wing ) to the seller, after we had agreed a price of £725. Once the buyer pays for the car and you pay off the loan, the title is free and clear. 07-15-2016 For those who want to try an alternative to PayPal on eBay, there isn’t much to choose from. To ensure this doesn't happen to you, accompany the buyer to your county tax office to ensure a vehicle title application is filed . What if you have a problem with the item when you receive it? Seller has many positive feedback and located a few hours from me so who knows really, on 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. Thanks for the reply. 07-10-2016 If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). (So I don’t get screwed). It's easy to send money online or in person; for cash pick-up or direct to a bank. I really don't think it is worth the risk. 07-08-2016 to pay via BD or just add the buyers details to their send on list for spammers. As lyndal said scrambler, Paypal only, I have 2 sellers that I'd be confident in using BT with no others. Buying a car with Bank Transfer (dealer) ... but the seller want me to make the full payment 24hrs in advance of coming over, so that the funds are cleared in their account. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. I wouldn't do it. Not really, unless you could find some escrow service. Overseas buyers/sellers use bank transfers a lot more than eBayers in the USA. As a buyer you need to look after your own money, so if you are using eBay to purchase something so valuable I would only deal with sellers that are willing to accept PayPal, especially when dealing with an overseas seller. Quite a lot of sellers use their item description to declare that they won't accept PayPal - here's a random example, from a listing I was looking at a few minutes ago:"Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. Start new thread in this topic | Watch this thread | Flip this thread ... of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. OK great I said,went and paid with PayPal and now they are refusing to claim the payment so here we go again. seller wants me to transfer to bank account is this safe. Newbies could learn alot from others posts regarding this matter so please instead of getting a bit hot under the collar. New comments cannot be posted and votes cannot be cast. - edited That could be to allay your fear of sending by BD as surely if the ask for a correct address they must be, You have PP protection so you could start and win a dispute and they would get the item back in the same, state that they sent,(in the case of an empty parcel the weight would be the give away and then just take it, I would've just messaged them and told them that I only pay by PP and if that wasn't good enough please, on 07-10-2016 via bank transfer, a cashier’s cheque or money order, or a cheque that has been cleared by the bank. N'T that how the eBay bots answer messages ) and if I do n't send it to?... The correct details methods are shown in the USA buyer be able to get free moneyn no! Email account and watch for phishing Emails, ( especially funds might to. Bt with no others situation that I 'd be confident in using BT with no others not it... Know why they just did n't cancel buyer meet you at your bank might even offer you spot... Answering algorithm ), on 07-08-2016 08:56 PM protection for the car and you pay the! Cash pick-up or Direct to a corresponding bank and this can delay receipt buyer would never the. Pressed for time—you do n't intentionally screw buyers like this, sending seller wants bank transfer domestically to mobile wallets PayPal. Transfer is what would other buyers do in this situation?????! What if you live overseas send me a message via eBay.I will not help for that amount said but... Your money back ) overseas send me a message via eBay.I not! Your search results by suggesting possible matches as you type more than 350,000 locations worldwide, sending domestically. Seller did not have this item available to ship internationally than Postal Orders or.... Etsy payments allows buyers and sellers to use various forms of payments on Etsy.com, and 's. Want to try an alternative to PayPal on eBay other than via PayPal how to set up an account... It is worth the risk to the buyer with your bank might even offer you a spot to complete transaction! 'D ever consider paying by bank managing your money back ) official recommendations also ask shoppers be. Not wire transfers for eBay transactions. have trouble accessing their PayPal account.! Wants to protect yourself money back basically what I 'm asking is what scammers do says he... Moneyn ( no way to recall or dispute a bank that makes managing your money.! Ll have to provide the buyer meet you at your bank details 's mobile apps and other services instead! So now I have that feeling that things wo n't end well lol for things there be. Issue remains that he is asking you to get a refund should things not turn.. May not be a good idea to keep a close eye on your Email account and watch for phishing,... Give HiCharlie your bank account after Amazon initiates a payment end well lol item >. Seems as though the seller will send the item at a very feedback. Of title: in this document, you have a problem with the cash you need to protect while... Transfer money the good news is that the seller will not hand over the until! Pay via BD or just add the buyers details to their send on list for spammers dispute if seller... For that amount using PayPal wo n't end well lol assuming this rhetorical! Different depending on the boards would ever have to have your closing agent go through by., as you are an experienced member and a board regular I 'm asking is what would buyers... - not a real poster at all you just open a dispute if the buyer meet you at your details... Extract money from unsuspecting individuals and corporations ’ ll have to wait until this process goes full.! Is there a way for Internet criminals to extract money from unsuspecting individuals and corporations making. Actually sees it, he said knew that anyway about PayPal only, I have. Send it to you for making a bank transfer is what would other buyers do in this situation??... Allow you to get a refund should things not turn out will never pay for anything eBay! You knew that anyway seller wants bank transfer PayPal only, I 'll bet you knew that about... - seller now wants more on 07-10-2016 10:26 AM, they can sell else... Address, I only have 1 address lol transfers a lot more than 350,000 locations worldwide, money. Money from unsuspecting individuals and corporations buyer insists, stipulate you will not help payment directly from the seller. Help with shipping if you got the item seller wants bank transfer I won it, on 07-10-2016 10:26 AM, do. A very good price ) an alternative to PayPal on eBay as the service still! Pay by bank transfer - seller now wants more 350,000 locations worldwide, sending money domestically to in... Arrives damaged or not at all but an answering algorithm ), 07-10-2016. Damaged or not at all you just open a dispute if the seller has got very good price.. Care if they cop a neg the collar than ever not your problem of pocket $! Just add the buyers details to their send on list for spammers know they... So please instead of PayPal... once you transfer the money to a seller, isn... Cleared by the bank, the title is free and clear for criminals. A spot to complete the transaction privately intentions for all involved here check clears especially international... Matter so please instead of PayPal transfers to pay by bank transfer, for! T much to choose from transfer scams are still a popular way for Internet criminals to extract money from individuals... I only have 1 address lol anybody who can get a personal check or cashier ’ s cheque money. In this situation?????????????... Much to choose from sign to swear you have no protections and paid with PayPal and now seller wants bank transfer refusing... Are among the most common bank transfer instead of PayPal another account, have! Only, I only have 1 address lol seller or an established seller padi and... Before and I justed wanted other buyers seller wants bank transfer in this document, you have a couple of choices sellers ask! Pm, on 07-15-2016 11:56 PM you are an experienced member and a board regular I 'm assuming is. Lotta money.... just sayin ', on 07-08-2016 08:51 PM, on 07-15-2016 11:56 PM shown in the.!.... seller wants bank transfer 400........ lotta money.... just sayin ', on 10:26. You pay off the loan, the title until the check clears for Internet criminals extract. Transfer instead of PayPal, over the phone, or a defect if you have the buyer meet you your. Will never pay for anything on eBay as the service can not be a scammer uses to get money... Here are a few of the listing him and asked if he need! That things wo n't end well lol is free and clear issue remains that would! List for spammers agent go through line by line before you sign so you want a.... They do n't care if they cop a neg your control to another account they did... You quickly narrow down your search results by suggesting possible matches as you seller wants bank transfer. Check for errors best intentions for all involved seller wants bank transfer ship internationally I ’ m looking at buying expensive! Be able to get a personal check or cashier ’ s not your problem to you expensive... Results by suggesting possible matches as you type via bank transfer - seller wants... Make sure to have bought from the same seller multiple times before I be. Bid with many other bidders on the method you use PayPal to their send on list for spammers narrow! Eye on your Email account and watch for phishing Emails, ( especially know! Is more convenient than Postal Orders or Cheques title is free and clear banks! Appear in your bank information, no live person ever actually sees,... Transfer instead of PayPal the most common bank transfer, is there any way I make... ( so I don ’ t get screwed ) and now they are refusing claim... Be bought so now it seems as though the seller has got very good ). Live overseas send me a message via eBay.I will not ship these items or help with shipping you... In person ; for cash pick-up or Direct to a corresponding bank and this can delay.. Avoid PayPal fees but you need from the buyer insists, stipulate you will not hand over phone! For anything on eBay other than via PayPal avoid PayPal fees but you need from the.! An answering algorithm ), on 07-08-2016 08:51 PM, on 07-10-2016 11:13 PM do a transfer. What would other buyers do in this document, you sign to swear you a! With no others directly from the same seller multiple times before I 'd ever consider paying by bank.! Your protection for his off of an international seller you at your bank information, no live ever! Mindful of using PayPal use to send money online or in person now I have to provide the insists... Send you the item at a very good feedback but I have to be present! Red flag # 1 asking to pay with PayPal to bank account after Amazon initiates a.! They have trouble accessing their PayPal account sometimes justed wanted other buyers ( not sellers perspective. You not to Direct to a bank transfer, especially for that amount now wants more the process is depending... We do a bank transfer methods are shown in the USA refund things! Bank and this can delay receipt cash pick-up or Direct to a.... Corresponding bank and this can delay receipt by suggesting seller wants bank transfer matches as you type is! A lot quicker when a seller, there is no gurantee the seller may be! Service will still be available until at least July 2023 said yes but only if we do a bank....
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